Skill required: Lending Operations - Underwriting

Designation: Management Level - Analyst

Job Location: Chennai

Qualifications: Any Graduation

Years of Experience: 3-5 years

What would you do?

You will be aligned to our Financial Services, banking, Insurance, and Capital Market vertical which is focused on helping clients with their tax preparations, insurance coverage, and investment portfolios.

You will be working as a part of the Lending Operations team which prepares retail credit proposals, conducts pre-analysis, do dupe checks, data entry, customer point verifications (CPV), and review income documents in line with the client credit policy, procedures, and turnaround times.

The Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review.

What are we looking for?

We are looking for individuals who have the following skillset:

• Ability to perform under pressure
• Strong analytical skills
• Ability to handle disputes
• Written and verbal communication
• Process-orientation

Roles and Responsibilities

As a team lead you will be expected to:



• Understand and effectively manage the team''s governance and performance
• Understand the level of risk & propose mitigation plans and partner with other support teams to resolve requests/issues in a timely manner
• Clearly communicate team goals and deliverables and keep the team updated on changes
• Coach team members and provide the first level advice on procedures/methods
• Solve increasingly complex problems & effectively delegate to develop and groom team members for succession planning
• Maintain client relationships interface through regular connects and emails
• Understand client priorities and problems & help translate actions for the team
• Use innovation to identify opportunities to optimize processes, decrease costs and increase client value
• Use data analytics and story-telling techniques to enhance the client journey

Please note this role may require you to work in rotational shifts.

Accenture is a leading global professional services company, providing a broad range of services and solutions in strategy, consulting, digital, technology and operations. Combining unmatched experience and specialized skills across more than 40 industries and all business functions—underpinned by the world’s largest delivery network—Accenture works at the intersection of business and technology to help clients improve their performance and create sustainable value for their stakeholders. With approximately 373,000 people serving clients in more than 120 countries, Accenture drives innovation to improve the way the world works and lives