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Credit Risk Analyst (Underwriting)

Fiserv

Job 3 - 5 years Fill 66 Thane (Maharashtra)

Roles and Responsibilities


Regional Credit Lead :


  • Responsible for overall approval trends for their region viz. ensuring 90% approval rates and Rejects at less than 5%
  • Conducting periodic reviews with business to address their concerns
  • Mentoring team members and driving improvements in existing processes and SOPs
  • Handling Escalations in a timely manner and adherence to SLAs

Underwriting :


  • Performs credit analysis and underwriting activities for mid-size volume high risk accounts, evaluating financial position and credit worthiness, for prospective and existing commercial/merchant/portfolio accounts

Periodic Review :


  • Maintains and reviews current information on existing accounts.
  • Reviews credit history to assess credit worthiness of new prospective clients.

Monitoring :


  • Investigates the processing activity on accounts that have exceeded the parameters set in our risk management system and make a real time decision if the account is conducting business in a fraudulent manner or in a way that increases the credit exposure to Fiserv and its partners.

Decision Making :


  • Independent credit decisioning and interacting effectively and positively with all levels of personnel, partners, and vendors as well as customers.


Desired Candidate Profile :


  • Bachelors in Finance, Accounting or related field, 3 to 5 years credit analysis experience or equivalent.
  • Candidates must demonstrate an understanding of basic credit & risk management practices.
  • Requires good communication (written and verbal), Proficiency with Microsoft Word, Excel and Power Point.

Fiserv, Inc. (NASDAQ: FISV) is a leading global technology provider serving the financial services industry, driving innovation in payments, processing services, risk and compliance, customer and channel management, and business insights and optimization. For more information, visit www.fiserv.com.

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